JayCooke.biz your real estate finance expert.

Summary
Over 30 years as a licensed REAL ESTATE FINANCE EXPERT counseling Borrowers, Financial Professionals and Realtors on their transactions. I joined Bankers Mortgage in 1999 working from my home office in Magalia, CA. Our select team is focused, diligent and very experienced. Our expertise includes residential, investment, commercial and reverse mortgages. We add depth to each transaction that few can match. I am co-founder and president of AEon Financial Center, LLC we offer transaction management, research and consulting services.
Specialties
As a Mortgage Broker, I represent and counsel borrowers in the negotiation of Real Estate loans. I have been a student of real estate and finance since 1976. It is paramount that my clients are well informed. I have a wealth of knowledge and still find each transaction fascinating.
My success is measured by exceeding your expectations. I have a wealth of knowledge and love researching mortgage issues.
PROVIDING SERVICE FOR THE GOOD OF ALL CONCERNED.
Experience
President / Founder AEon Financial Center, LLC
Financial Services industry, January 2008 – Present
AEon Financial Center, LLC provides real estate finance advice, research, guidance and counsel for real estate and finance issues in California. Our team relies on the expertise from the sphere of influence we have developed over our long tenure. We developed AEonAdvisors.com as a consulting forum. We assist other financial experts in the service of their clients.
Broker Associate, Bankers Mortgage
Banking industry September 1999 – Present
Commercial and Residential Real Estate Finance.
I joined Bankers Mortgage in 1999 working from home in Magalia for the last 8 years, maintaining our internet presence and support services to our team of experts.
Our select team is focused and diligent with over 120 years of combined experience. We consistently fund over $30,000,000 per year in real estate loans. Our expertise includes residential, investment, commercial and reverse mortgages. We add depth to each transaction that few can match.
As a mortgage broker, I represent and counsels borrowers in the negotiation of real estate loans. My continual study of financial products enables solutions for challenging transactions. It is paramount that my clients are well informed.
Our success is measured by exceeding your expectations-Jay
California Real Estate Broker, www.JayCooke.biz
Real Estate industry, March 1978 – Present (31 years 1 month)
I have continually provided brokerage services to individual clients since 1978. I have been the primary broker on over 1,000 escrows. I have also supervised the closing of over 2,500 escrows.
We pride ourselves on a quick and accurate assessment of each borrower’s unique needs. Our clients are professionally served by a small team of experienced Real Estate Finance Professionals. We offer expert advice and access to a wide variety of loan programs. Our team of mortgage experts has specialized in different areas of the lending industry. We combine our experience to provide our borrowers with a unique level of service on the following loan types: Residential Loans: We consider each transaction as unique and special. Call us to schedule a free consultation. We are each qualified to assist with your real estate financing. Our unique approach delivers special results. Home Equity Line of Credit and Equity loans: Use the equity in your home for whatever purpose you desire. Let us advise you on all of your options when reallocating your equity and debt. Reverse Mortgages: We can turn the value of your home into cash without having to move or to repay the loan each month. The cash you get from a reverse mortgage can be paid to you in several ways. Construction Loans: Loans to $3 million; 30 year terms; roll-to-permanent financing; flexible construction terms of 6, 9, and 12 months; primary and secondary residence; custom, spec or owner builder. Reduced documentation (NoDoc.NoRatio) also available. Lot loans and site improvements for individuals or developments. Reduced Documentation Loans - No Income/No Asset: For many borrowers the standard documents for a fully documented loan are detrimental or unavailable. We have a wide selection of reduced documentation loans. Credit Issues: We assist borrowers that other lenders can't help due to life’s circumstances. Sound advice based upon accurate underwriting and pricing is the key to these loans. Super Jumbo Residential: We know how to find competitive options for large loans. Commercial and Investment Properties: Let our team of experience mortgage professionals assist you with all of your real estate finance needs. Benefit from our Experience! The technologies we have mastered allow us to expedite loan approval and funding. The most effective high tech tool we use is still the phone. Our association with Bankers Mortgage enables us to focus on each clients loan. Thank you for visiting